UIF has surplus of R110bn, but pregnant and new mothers wait for months for benefits August 22, 2016 Web links to selected labour news reports posted from 19 August to 21 August 2016 General Government Employees Medical Scheme (Gems) could face insolvencyPosted by admin BDLive reports that the Government Employees Medical Scheme (Gems) could be insolvent by financial year-end if drastic cost-containment measures are not instituted. Source: Latest News